Stripe is expanding into the world of digital assets by launching a new relationship with Crypto.Com, with the aim of making the process of making payments in cryptocurrency as smooth as the process of accepting cards in traditional stores around the world.
The partnership, which was declared on 6 January 2026, allows organizations to accept cryptocurrency payments through Crypto.Com Pay but receives instant payment in the home currency of the merchant.
Streamlining Crypto at Checkout
A mobile payment method that allows users to settle their bills digitally without carrying any physical cash.
The partnership offers two systemic barriers that merchants face in the process of using cryptocurrency: price fluctuations and the complexity of operations.
The sellers can charge their products in one of the currencies of choice and customers can buy in digital currencies like Bitcoin or Ethereum.
The end result is the automatic conversion and deposit of the resulting funds in the bank account of the merchant, which has the effect of imitating the standard Stripe payment flow.
“Increasing everyday accessibility to and utility of cryptocurrencies for consumers and merchants are central to our vision at Crypto.com,”
Joe Anzures, general manager, Americas, and executive vice president of payments at Crypto.com, said in the release.
“We are excited to partner with Stripe, a recognized leader in digital payments, to collectively catalyze a new era for crypto-enabled commerce.”
Strategic Expansion of Crypto currency
The collaboration fits the general crypto strategy that Stripe pursues. As of October 2025, the company introduced stablecoin payments of subscription services, which it first made available to artificial-intelligence and globally distributed enterprises.
The move marked a rise in the volume of cross-border stablecoin. J.P. Morgan Global Research projects the stablecoin market could hit $500–750 billion in the coming years.
“Stablecoins seem here to stay. A few years ago, we probably would have debated the accuracy of that sentence. Not today,”
Crypto.com, had 1.2 million active traders on its platform as of 2024 and has simultaneously increased its institutional presence.
In October, the firm submitted an application to the charter of national trust banks in the United States, which aimed to enhance the holding and settlement services on a variety of blockchain networks.
The most recent moves by both companies include integrations with the institutional settlement network of Lynq and concept-experimental partnerships with regional apps, including the super-app of the United Arab Emirates, E&Money, which point to an increased international ambition.
Market Impact and Outlook
Stripe and Crypto.com are betting that the crypto payments can no longer be viewed as a niche industry and become a tool of mainstream business by abstracting these implicit risks.
Despite the fact that crypto payments remain a relatively small portion of world trade, the Stripe-Crypto.com collaboration represents an indication of a key paradigm shift towards the industrialization of the cryptocurrency infrastructure.
In case of its further growth and adoption rates remain the same, the share of crypto in e-commerce can increase two to three times in a few years, provided that the regulation becomes more transparent, and the risks of volatility are further mitigated by converting money into stablecoins and using them instead.