Investors with lower costs might buy full shares of two companies with a low price, which are Cipher Mining (CIFR) at $14.63 and SoFi Technologies (SOFI) at $19.01 according to the end of the February, 2026 closing value.
Such securities do not display the properties of penny stocks; instead, they seem to be placed to continue growing considerably due to future trends in artificial intelligence (AI) infrastructure and recovering cryptocurrency markets.
AI Energy Supply, Cipher Mining
Cipher Mining solves the energy requirements of AI tasks, claiming a 3.4 Gigawatt pipeline in the face of a 44 GW power supply deficit projected by Morgan Stanley by 2028.
During the third quarter of 2025, the company generated between $71 and $72 million of cryptocurrency related revenue, an increase of 65% per quarter, and this will be backed by 1.2 billion liquid equity.
Agreements with Alphabet 244 MW under a project worth more than $3 billion with Fluidstack and 300 MW with Amazon are long-term contracts that will increase revenues more than two times in the near future; less than 20 % of the pipeline is deployed.
Stephen Byrd, an analyst at Morgan Stanley, began covering Cipher Mining with a $38 price target and an Overweight rating. Regarding the “increasingly attractive valuations” of conversions from bitcoin to data centers, Morgan Stanley is optimistic. Cipher shares see a notable increase.
In a research note, the analyst informs investors that recent capital expenditure updates from the hyperscalers bolster the argument that compute demand is likely to outpace supply.
Cryptocurrency Services and SoFi Technologies
The fourth quarter of 2025 is estimated to bring SoFi Technologies 13.7 million active members and record 1 billion in revenue, a year-on-year increase of 37%, and a net income of 174 million.
Its cryptocurrency trading platform, which was reintroduced on December 22, gained about 63000 users in a couple of days and is now the first bank to provide the stablecoin SoFiUSD.
CEO Anthony Noto told investors that
the fintech company is moving quickly to become a leader in crypto and blockchain innovation. While cryptocurrency has not performed particularly well in recent months, it has the potential to spark long-term growth.
Future growth
According to analysts, the possibility of data-center expansion by Cipher Mining and the expected 38% in full-year revenue growth of SoFi Technologies in 2026 to spur future bullish performance with price projections of $22+ and $26+, respectively.
Favorable market premiums of power markets and a Bitcoin price rebirth could have large returns, which would encourage most institutional investors to take on investment in anticipation of such events.
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